EXHIBIT 32.2

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

I, John Wilson, Principal Financial Officer of AmeriFirst Financial Services,
Inc., Manager of Capital Benefits, LLC (the "Company"), certify, pursuant to 18
U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley
Act of 2002, that:

(1) the Company's Quarterly Report on Form 10-QSB for the quarterly period ended
September 30, 2005 (the "Report"), which this statement accompanies, fully
complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934; and

(2) the information contained in the Report fairly presents, in all material
respects, the financial condition and results of operations of the Company.

Date: December 1, 2005                    /s/ John Wilson
                                          --------------------------------------
                                          John Wilson
                                          Principal Financial Officer of
                                          AmeriFirst Financial Services,
                                          Inc., Manager of Capital Benefits, LLC

A signed original of this written statement required by Section 906, or other
document authenticating, acknowledging or otherwise adopting the signature that
appears in typed form within the electronic version of this written statement
required by Section 906, has been provided to Capital Benefits, LLC and will be
retained by Capital Benefits, LLC and furnished to the Securities and Exchange
Commission or its staff upon request.