<ARTICLE>                     5
<LEGEND>
The schedule contains summary financial information extracted from the balance
sheet and statement of operations of the company as of an for the quarter ended
March 31, 1998 and is qualified in its entirety by reference to such 
financial statements.  Amounts are in million, except per share data.
</LEGEND>
                     
<MULTIPLIER>                                   1,000,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                              DEC-31-1998
<PERIOD-START>                                 JAN-01-1998
<PERIOD-END>                                   MAR-31-1998
<CASH>                                         259
<SECURITIES>                                   0
<RECEIVABLES>                                  1,692
<ALLOWANCES>                                   0
<INVENTORY>                                    0
<CURRENT-ASSETS>                               2,716
<PP&E>                                         0
<DEPRECIATION>                                 0
<TOTAL-ASSETS>                                 16,527
<CURRENT-LIABILITIES>                          1,691
<BONDS>                                        1,106
<PREFERRED-MANDATORY>                          0
<PREFERRED>                                    0
<COMMON>                                       9
<OTHER-SE>                                     4,886
<TOTAL-LIABILITY-AND-EQUITY>                   16,527
<SALES>                                        0
<TOTAL-REVENUES>                               1,437
<CGS>                                          0
<TOTAL-COSTS>                                  1,045
<OTHER-EXPENSES>                               0
<LOSS-PROVISION>                               0
<INTEREST-EXPENSE>                             23
<INCOME-PRETAX>                                369
<INCOME-TAX>                                   134
<INCOME-CONTINUING>                            234
<DISCONTINUED>                                 0
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   234
<EPS-PRIMARY>                                  0.27
<EPS-DILUTED>                                  0.26