<ARTICLE> 5 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> JUN-30-2000 <PERIOD-START> JUL-01-1999 <PERIOD-END> MAR-31-1999 <CASH> 139,868 <SECURITIES> 0 <RECEIVABLES> 58,583,357 <ALLOWANCES> (380,000) <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 420,038 <DEPRECIATION> 303,720 <TOTAL-ASSETS> 61,832,202 <CURRENT-LIABILITIES> 48,623,088 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 13,209,114 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 61,832,202 <SALES> 0 <TOTAL-REVENUES> 5,096,577 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 2,080,866 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 2,433,497 <INCOME-PRETAX> 582,214 <INCOME-TAX> 18,695 <INCOME-CONTINUING> 563,519 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 563,519 <EPS-BASIC> .323 <EPS-DILUTED> .322