<ARTICLE> 5 <PERIOD-TYPE> 12-MOS <FISCAL-YEAR-END> JUN-30-2000 <PERIOD-START> JUL-01-1999 <PERIOD-END> JUN-30-2000 <CASH> 376,507 <SECURITIES> 0 <RECEIVABLES> 56,806,579 <ALLOWANCES> (380,000) <INVENTORY> 0 <CURRENT-ASSETS> 0 <PP&E> 426,513 <DEPRECIATION> (316,494) <TOTAL-ASSETS> 60,294,624 <CURRENT-LIABILITIES> 47,410,598 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 12,884,026 <OTHER-SE> 0 <TOTAL-LIABILITY-AND-EQUITY> 60,294,624 <SALES> 0 <TOTAL-REVENUES> 6,602,397 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 2,567,971 <LOSS-PROVISION> 0 <INTEREST-EXPENSE> 3,367,907 <INCOME-PRETAX> 226,323 <INCOME-TAX> 13,571 <INCOME-CONTINUING> 212,752 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 212,752 <EPS-BASIC> .12 <EPS-DILUTED> .12