CONSENT OF ERNST & YOUNG LLP, INDEPENDENT AUDITORS




We consent to the reference to our firm under the caption "Shareholder Reports"
in the Prospectus/Proxy Statement and to the incorporation by reference in this
Pre Effective Amendment No. 2 to the Registration Statement (Form N-14) (No.
333-66276) of the TIP Funds of our report dated November 10, 2000, included in
the 2000 annual report to shareholders of the Penn Capital Select Financial
Services Fund.


/s/ Ernst & Young LLP

Philadelphia, Pennsylvania
September 6, 2001