Exhibit 23.5

                     CONSENT OF INDEPENDENT PUBLIC ACCOUNTS


As independent public accountants, we hereby consent to the incorporation of our
report  included  in  this  Form  10-K,  into  the  Company's  previously  filed
Registration  Statement  File  No.s  2-  81624,  33-3797,  33-50414,   33-50416,
33-50408, 33-68602, 33-55177 and 33-55459.


                                    WILLIAM O. PIFER, CPA, P.C.

Moultrie, Georgia
December 26, 1995