EXHIBIT 24.3


                          CONSENT OF GRANT THORNTON LLP


   
We have issued our report dated March 20,  1998,  except for Note 9, as to which
the date is April 7, 1998,  accompanying the consolidated  financial  statements
and schedules of CFI Mortgage,  Inc. and Subsidiaries contained in the form SB-2
Registration   Statement  and   Prospectus.   We  consent  to  the  use  of  the
aforementioned  reports in the Registered  Statement and Prospectus,  and to the
use of our name as it appears under the caption "Experts."
    

                                                   /s/ Grant Thornton LLP
                                                   -----------------------------
                                                   Grant Thornton LLP
                                                   Certified Public Accountants



   
New York, New York
July 30, 1998