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               the purpose or purposes for which the said premises are hereby
               leased; and no use shall be made or permitted to be made of the
               said premises, nor acts done, which will increase the existing
               rate of insurance upon the building in which said premises may
               be located, or cause a cancellation of any insurance policy
               covering said building, or any part thereof, nor shall Lessee
               sell, or permit to be kept, used, or sold, in or about said
               premises, any articles which may be prohibited by the term of
               fire insurance policies. Lessee shall, at his sole cost and
               expense, comply with any and all requirements of any insurance
               organization or company pertaining to said premises, which
               requirements are necessary for the maintenance of reasonable fire
               and public liability insurance, covering said building and
               appurtenances. See Paragraph 26.

                       Lessee shall not commit, or suffer to be committed, any
               waste upon said premises, or any nuisance, or other act or thing
               which may disturb the quiet enjoyment of any other tenant in the
               building in which the demised premises may be located, or in any
               way obstruct, interfere with, injure or annoy them, or do or
               permit to be done anything in any way tending to disturb the
               occupants of neighboring property or tending to injure the
               reputation or appearance of the building.

                       Lessee shall not conduct or permit to be conducted any
               sale by auction on or from said premises.

Alterations            4. Lessee shall not make, or suffer to be made, any
               alterations of the said premises, or any part thereof, without
               the written consent of Lessor first had and obtained, and any
               additions to, or alterations of, the said premises, except
               movable furniture and trade fixtures, shall become at once a part
               of the realty and belong to Lessor.

Abandon-               5. Lessee shall not vacate or abandon the premises at any
 ment          time during the term; and if Lessee shall abandon, vacate or
               surrender said premises, or be dispossessed by process of law, or
               otherwise, any personal property belonging to Lessee and left on
               the premises shall, at the option of Lessor, be deemed to be
               abandoned.

                       6. Lessee shall, at his sole cost, keep and maintain said
               premises and appurtenances and every part thereof (including
               exterior walls and roofs which Lessee agrees to repair),
               including, without limitation, glazing, sidewalks adjacent to
               said premises, plumbing, heating and sewer facilities, any store
               front, and the interior of the premises, in good and sanitary
               order, condition and repair, hereby waiving all right to make
               repairs at the expense of Lessor. By entry hereunder, Lessee
               accepts the premises as being in good and sanitary order,
               condition and repair, and agrees on the last day of said term, or
               sooner ????? of this lease, to surrender unto Lessor all and
               singular said premises and the appurtenances in the same
               condition as when received, reasonable use and wear thereof and
               damage by fire, act of God or by the elements excepted, and to
               remove all of Lessee's signs from said premises. See Paragraph
               29.

                       Lessee shall have all passenger and/or freight elevators
               now on or hereafter constructed upon the premises, and all
               elevators, including sidewalk elevators, actually used by Lessee
               in connection with the premises, whether on the premises or not,
               regularly inspected, and shall keep the same in good running
               order and in perfect repair and condition and keep same covered
               during the term hereof by permit and license to operate by the
               Industrial Accident Commission of the State of California, and by
               any other public authority from which a license or permit is or
               may be required, at the sole cost and expense of Lessee.

                       In the event that the provisions of any law, ordinance,
               or rule now in force or hereafter enacted by Municipal, State, or
               National Authority, requires, by reason of Lessee's use of the
               premises, any alterations, additions, repairs or acts of any kind
               to be done in connection with the premises or any part thereof,
               the same shall be done at the sole cost and expense of Lessee.

Free from              7. Lessee shall keep the demised premises and the
 Liens         property on which the demised premises are located, free from any
               liens arising out of any work performed, materials furnished, or
               obligations incurred by Lessee.

Compliance             8. Lessee shall, at his sole cost and expense, comply
with           with all of the requirements of all Municipal, State, and Federal
Govern-        Authorities now in force, or which may hereafter be in force,
mental         pertaining to the use of said premises, and shall faithfully
Regulations    observe in the use of the premises all Municipal ordinances and
               State and Federal Statutes now in force or which may hereafter be
               in force. The judgment of any court of competent jurisdiction, or
               the admission of Lessee in any action or proceeding against
               Lessee, whether Lessor be a party thereto or not, that Lessee has
               violated any such ordinance or statute in the use of the
               premises, shall be conclusive of that fact between Lessor and
               Lessee.

Hold                   9. Lessee, as a material part of the consideration to be
Harmless       rendered to Lessor, hereby waives all claims against Lessor for
               damages to goods, wares and merchandise, and all other personal
               property in, upon or about said premises and for injuries to
               persons in or about said premises, from any cause arising at any
               time, and Lessee will save, defend, and hold Lessor exempt and
               harmless from any damage or injury, occurring in, on, or about
               the demised premises, to any person, or to the goods, wares and
               merchandise and all other personal property of any person arising
               from any cause whatsoever.

Advertise-             10. Lessor reserves the exclusive right to the roof, and
ments          to all exterior walls or parts of the premises, and access
and            thereto, and the same are not covered by this lease, and Lessee
Signs          agrees that no signs, advertisements or notices whatsoever shall
               be inscribed, painted, affixed or displayed on, to or in any part
               of the outside or inside, or on the roof of the premises, without
               the written consent of Lessor. Any signs to placed on the
               premises shall be so placed upon the understanding and agreement
               that Lessee will remove same at the termination of the tenancy
               herein created and repair any damage or injury to the premises
               caused thereby, and if not so removed by Lessee then Lessor may
               have same so removed at Lessee's expense.

Utilities              11. Lessee shall pay promptly, as the same may become
               due, all bills for water, gas, heat, light, power, telephone
               service and all other services supplied to the said premises.

Entry by               12. Lessee shall permit Lessor and/or his agents to enter
Lessor         into and upon said premises at all reasonable times for the
               purpose of inspecting the same or for the purpose of maintaining
               the building in which said premises are situated, or for the
               purpose of making repairs, alterations or additions to any
               portion of said building, including the erection and maintenance
               of such scaffolding, canopies, fences and props as may be
               required, or for the purpose of posting notices of
               nonresponsibility, or for the purpose of placing upon the
               property in which the said premises are located any usual or
               ordinary "for sale" signs, without any rebate of rent and without
               any liability to Lessee for any loss of occupancy or quiet
               enjoyment of the premises thereby occasioned, and shall permit
               Lessor and his agents, at any time within ninety days prior to
               the expiration of this lease, to place upon said premises any
               usual or ordinary "to let" or "to lease" signs and to exhibit the
               premises to prospective tenants at reasonable hours.

Destruction            13. In the event of a partial destruction of the premises
of Premises    during the said term, from any cause, other than ordinary wear
               and tear, Lessor shall forthwith repair the same, provided such
               repairs can be made within ninety (90) days under the then
               existing laws and regulations. Such partial destruction shall in
               no wise annul or void this lease, except that the Lessee shall be
               entitled to a proportionate reduction of rent while such repairs
               are being made, such reduction to be based upon the extent to
               which the making of such repairs shall interfere with the
               business carried on by the Lessee in the said premises. If such
               repairs cannot be made within ninety (90) days, Lessor may, at
               his option, make same within a reasonable time, this lease
               continuing in full force and effect and the rent to be
               proportionately reduced as aforesaid. In the event that Lessor
               shall elect not to make such repairs which cannot be made within
               ninety (90) days, Lessor shall give Lessee prompt written notice
               of such election, and thereupon this lease may be terminated at
               the option of either party by notice in writing to the other
               within five (5) days after the giving or receiving of such
               notice. In respect to any partial destruction which Lessor is
               obligated to repair or may elect to repair under the terms of
               this paragraph, the Provisions of Section 1932, Subdivision 2,
               and of Section 1933, Subdivision 4, of the Civil Code of the
               State of California are waived hereby by Lessee. In the event
               that the building in which the demised premises are situated be
               destroyed to the extent of not less than 33 1/3% of the
               replacement cost thereof, Lessor may elect to terminate this
               lease, whether the demised premises be injured or not. A total
               destruction of the premises,