H-QUOTIENT, INC.
                                       AND
                                  HENRY M. COHN
                               8150 LEESBURG PIKE
                                    SUITE 503
                                VIENNA, VA 22180


February 7, 2001

Dear Apache Medical Systems Shareholder:

         We are offering to acquire your shares of common stock of Apache
Medical Systems, Inc. ("Apacahe"). We will purchase shares of common stock of
Apache Medical Systems tendered in the form of an exchange of one (1) share of
common stock of H-Quotient, Inc. for every five (5) shares of Apache tendered
and not properly withdrawn. Enclosed for your review and consideration are
documents relating to our Offer to purchase your Apache shares . Our offer will
expire at 12:00 midnight, New York City time on March 8, 2001 (unless extended
by us).

         We are a third party not affiliated with Apache. The Board of Directors
of Apache has not approved this Offer. APACHE SHAREHOLDERS ARE URGED TO READ OUR
OFFER TO PURCHASE AND THE RELATED MATERIALS CAREFULLY AND IN THEIR ENTIRETY
BEFORE DECIDING WHETHER TO TENDER THEIR SHARES.

         To accept our Offer, complete the enclosed letter of transmittal and
return it to us on or prior to March 7, 2001 (unless the offer is extended by
us. If you have any questions concerning the terms of the offer, or need
assistance in completing the forms necessary to tender your shares, please
contact us at (703) 716-0100.

         You should evaluate our offer based on your own particular financial
circumstances. Our offer contains numerous terms and conditions that you should
review before making a decision, including certain risk factors that are
summarized on the first page of our Offer to Purchase. We suggest that you
review our Offer to Purchase with your personal financial and tax advisors.


H-QUOTIENT, INC.
HENRY M. COHN