PHILIP R. MCLOUGHLIN I elect to receive the amount payable under Section 4 (a)(i)(D) of the Change of Control Agreement as: [ ] A lump sum; or [X] An annuity form of payment as I elected for the Employee Pension Plan. /s/ Philip R. McLoughlin - ------------------------------------ --------------------------------------- Philip R. McLoughlin Social Security Number /s/ E. Rudden 9/3/02 - ------------------------------------ --------------------------------------- Witness Date