<ARTICLE> 5

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          JUN-30-2000
<PERIOD-START>                             JUL-01-1999
<PERIOD-END>                               DEC-31-1999
<CASH>                                      29,941,000
<SECURITIES>                                 1,113,000
<RECEIVABLES>                                6,287,000
<ALLOWANCES>                                         0
<INVENTORY>                                122,289,000
<CURRENT-ASSETS>                           159,630,000
<PP&E>                                       5,485,000
<DEPRECIATION>                               2,318,000
<TOTAL-ASSETS>                             162,797,000
<CURRENT-LIABILITIES>                      127,843,000
<BONDS>                                              0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         5,000
<OTHER-SE>                                  34,949,000
<TOTAL-LIABILITY-AND-EQUITY>               162,797,000
<SALES>                                     28,617,000
<TOTAL-REVENUES>                            28,617,000
<CGS>                                                0
<TOTAL-COSTS>                                        0
<OTHER-EXPENSES>                            19,659,000
<LOSS-PROVISION>                                     0
<INTEREST-EXPENSE>                           5,044,000
<INCOME-PRETAX>                              3,914,000
<INCOME-TAX>                                 1,574,000
<INCOME-CONTINUING>                                  0
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 2,340,000
<EPS-BASIC>                                     0.46
<EPS-DILUTED>                                     0.46