<ARTICLE> 9 <CIK> 0000802223 <NAME> UNION FED FINANCIAL CORPORATION <MULTIPLIER> 1,000 <CURRENCY> U.S. DOLLARS <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> JUN-30-1994 <PERIOD-START> JUL-01-1993 <PERIOD-END> JUN-30-1994 <EXCHANGE-RATE> 1 <CASH> 38,091 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 0 <INVESTMENTS-CARRYING> 219,902 <INVESTMENTS-MARKET> 0 <LOANS> 591,918 <ALLOWANCE> 24,963 <TOTAL-ASSETS> 903,976 <DEPOSITS> 847,957 <SHORT-TERM> 15,464 <LIABILITIES-OTHER> 5,870 <LONG-TERM> 0 <COMMON> 272 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 34,413 <TOTAL-LIABILITIES-AND-EQUITY> 903,976 <INTEREST-LOAN> 53,936 <INTEREST-INVEST> 11,030 <INTEREST-OTHER> 0 <INTEREST-TOTAL> 64,966 <INTEREST-DEPOSIT> 32,586 <INTEREST-EXPENSE> 36,297 <INTEREST-INCOME-NET> 28,669 <LOAN-LOSSES> 14,350 <SECURITIES-GAINS> (1,158) <EXPENSE-OTHER> 45,411 <INCOME-PRETAX> (26,454) <INCOME-PRE-EXTRAORDINARY> (25,457) <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> (26,457) <EPS-PRIMARY> (1.28) <EPS-DILUTED> (1.28) <YIELD-ACTUAL> 63,889 <LOANS-NON> 22,125 <LOANS-PAST> 368 <LOANS-TROUBLED> 113,676 <LOANS-PROBLEM> 159,129 <ALLOWANCE-OPEN> 20,573 <CHARGE-OFFS> 9,960 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 24,963 <ALLOWANCE-DOMESTIC> 24,963 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 14,429