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                                                                    EXHIBIT 23.3
 
                        CONSENT OF INDEPENDENT AUDITORS
 
The Board of Directors
Eldorado Bancorp:
 
     We consent to the use of our report dated January 25, 1995, relating to the
consolidated balance sheets of Eldorado Bancorp and subsidiary (the "Company")
as of December 31, 1994 and 1993, and the related consolidated statements of
operations, shareholders' equity and cash flows for each of the years in the
three-year period ended December 31, 1994, included herein and to the reference
to our firm under the heading "Experts" in the prospectus.
 
     Our report on the consolidated financial statements of the Company, dated
January 25, 1995, contains an explanatory paragraph that states that the Company
changed its method of accounting for investments in debt and equity securities
to adopt the provisions of the Financial Accounting Standards Board's Statement
of Financial Accounting Standards No. 115, "Accounting for Certain Investments
in Debt and Equity Securities," in 1994.
 
                                          KPMG PEAT MARWICK LLP
 
Orange County, California
July 20, 1995