<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-START>                             APR-01-1995
<PERIOD-END>                               JUN-30-1995
<CASH>                                         168,795
<INT-BEARING-DEPOSITS>                             572
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    342,303
<INVESTMENTS-CARRYING>                         452,170
<INVESTMENTS-MARKET>                           457,481
<LOANS>                                      1,722,062
<ALLOWANCE>                                     41,256
<TOTAL-ASSETS>                               2,949,923
<DEPOSITS>                                   1,770,945
<SHORT-TERM>                                   460,836
<LIABILITIES-OTHER>                            309,619
<LONG-TERM>                                    180,100
<COMMON>                                        24,480
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     203,943
<TOTAL-LIABILITIES-AND-EQUITY>               2,949,923
<INTEREST-LOAN>                                 77,213
<INTEREST-INVEST>                               23,527
<INTEREST-OTHER>                                 3,251
<INTEREST-TOTAL>                               103,991
<INTEREST-DEPOSIT>                              48,623
<INTEREST-EXPENSE>                              65,493
<INTEREST-INCOME-NET>                           38,498
<LOAN-LOSSES>                                    4,732
<SECURITIES-GAINS>                                 486
<EXPENSE-OTHER>                                 52,652
<INCOME-PRETAX>                                 25,012
<INCOME-PRE-EXTRAORDINARY>                      14,634
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    14,634
<EPS-PRIMARY>                                     0.59
<EPS-DILUTED>                                     0.59
<YIELD-ACTUAL>                                    3.19
<LOANS-NON>                                     21,297
<LOANS-PAST>                                       351
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                41,323
<CHARGE-OFFS>                                    7,755
<RECOVERIES>                                     2,956
<ALLOWANCE-CLOSE>                               41,256
<ALLOWANCE-DOMESTIC>                            41,256
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0