EXHIBIT 21.1 - ------------ SUBSIDIARIES OF BELL NATIONAL CORPORATION 1. Bell Savings and Loan Association, a savings and loan association chartered in the state of California. 2. Pacific Coast Holdings Insurance Company, an insurance Company organized under the laws of California. 3. PFI National Corporation, a Delaware corporation. 4. InPath, LLC, a Delaware limited liability company. 5. Ampersand Medical Corporation, a Delaware corporation. 6. Samba Technologies, SARL, a limited liability company organized under the laws of France.