<ARTICLE>                                            9
<LEGEND>
This schedule  contains  summary  financial  information  extracted from Pacific
Financial  Corporation's  June  30,  2000,  Form  10-Q and is  qualified  in its
entirety by reference to such financial statements and related data.
 </LEGEND>
<CIK>                         0001093728
<NAME>                        Pacific Financial Corporation
<MULTIPLIER>                                   1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                              DEC-31-2000
<PERIOD-START>                                 JAN-01-2000
<PERIOD-END>                                   JUN-30-2000
<CASH>                                           8,060
<INT-BEARING-DEPOSITS>                             790
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     60,280
<INVESTMENTS-CARRYING>                           1,478
<INVESTMENTS-MARKET>                             1,478
<LOANS>                                        168,675
<ALLOWANCE>                                      2,031
<TOTAL-ASSETS>                                 247,436
<DEPOSITS>                                     212,527
<SHORT-TERM>                                     9,150
<LIABILITIES-OTHER>                              1,788
<LONG-TERM>                                          0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                         2,501
<OTHER-SE>                                      21,470
<TOTAL-LIABILITIES-AND-EQUITY>                 247,436
<INTEREST-LOAN>                                  7,985
<INTEREST-INVEST>                                1,893
<INTEREST-OTHER>                                    70
<INTEREST-TOTAL>                                 9,948
<INTEREST-DEPOSIT>                               3,698
<INTEREST-EXPENSE>                               4,011
<INTEREST-INCOME-NET>                            5,937
<LOAN-LOSSES>                                      105
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  3,484
<INCOME-PRETAX>                                  3,009
<INCOME-PRE-EXTRAORDINARY>                       3,009
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,100
<EPS-BASIC>                                        .85
<EPS-DILUTED>                                      .84
<YIELD-ACTUAL>                                    8.60
<LOANS-NON>                                      1,525
<LOANS-PAST>                                     1,167
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 1,930
<CHARGE-OFFS>                                       10
<RECOVERIES>                                         6
<ALLOWANCE-CLOSE>                                2,031
<ALLOWANCE-DOMESTIC>                                 0
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,031