Exhibit 32

                     CERTIFICATIONS UNDER 18 U.S.C. ss.1350

      The  undersigned  certify,  pursuant  to 18 U.S.C.  ss.  1350,  as adopted
      pursuant to ss. 906 of the  Sarbanes-Oxley Act of 2002, that the Quarterly
      Report on Form 10-Q of Pacific Financial Corporation for the quarter ended
      March 31, 2004,  fully complies with the  requirements of Section 13(a) or
      15(d)  of  the  Securities  Exchange  Act of  1934,  and  the  information
      contained therein fairly presents, in all material respects, the financial
      condition and results of operations of Pacific Financial Corporation.

      /s/ Dennis A. Long                   /s/ John Van Dijk
      -----------------------              -----------------------
      Dennis A. Long                       John Van Dijk
      President                            Secretary/Treasurer
      Chief Executive Officer              Chief Financial Officer
      May 12, 2004                         May 12, 2004