Exhibit 32

                     CERTIFICATIONS UNDER 18 U.S.C. ss.1350

The undersigned certify,  pursuant to 18 U.S.C. ss. 1350, as adopted pursuant to
ss. 906 of the  Sarbanes-Oxley  Act of 2002,  that the Quarterly  Report on Form
10-Q of Pacific  Financial  Corporation  for the quarter  ended March 31,  2005,
fully complies with the requirements of Section 13(a) or 15(d) of the Securities
Exchange Act of 1934, and the information  contained therein fairly presents, in
all material  respects,  the  financial  condition  and results of operations of
Pacific Financial Corporation.

     /s/ Dennis A. Long                         /s/ Denise Portmann
     -----------------------                    -----------------------
     Dennis A. Long                             Denise Portmann
     President and                              Treasurer
     Chief Executive Officer                    May 9, 2005
     May 9, 2005