1 RADIAN GROUP INC. SCHEDULE OF NET INCOME PER SHARE EXHIBIT 11.1 QUARTER ENDED MARCH 31 ---------------------- 2000 1999 ---- ---- (In thousands, except per-share amounts and market prices) Net income .................................... $ 58,600 $ 37,353 Preferred stock dividend adjustment ........... (825) (825) -------- -------- Adjusted net income ........................... $ 57,775 $ 36,528 Average diluted stock options outstanding ..... 2,138.8 2,505.1 Average exercise price per share .............. $ 29.95 $ 28.08 Average market price per share - diluted basis $ 40.47 $ 42.63 Average common shares outstanding ............. 37,419 36,862 Increase in shares due to exercise of options - diluted basis ................................ 445 861 Adjusted shares outstanding - diluted ......... 37,864 37,723 Net income per share - basic .................. $ 1.54 $ 0.99 ======== ======== Net income per share - diluted ................ $ 1.53 $ 0.97 ======== ========