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                       SECURITIES AND EXCHANGE COMMISSION


                             WASHINGTON, D.C. 20549


                                  ------------


                                    FORM 8-K


                                 CURRENT REPORT
                     PURSUANT TO SECTION 13 OR 15(d) OF THE
                         SECURITIES EXCHANGE ACT OF 1934


Date of Report (Date of earliest event reported)     June 11, 2001


                      Fleet Bank (RI), National Association
             (Exact name of registrant as specified in its charter)

                                on behalf of the

                        Fleet Credit Card Master Trust II


                                                                                  
                    United States                         333-38650-01                           050495490
           (State or Other Jurisdiction of          (Commission File Number)            (IRS Employer Identification
                   Incorporation)                                                                 Number)


               111 Westminster Street
              Providence, Rhode Island                       02903
       (Address of Principal Executive Office)             (Zip Code)


Registrant's telephone number, including area code (401) 278-5451

                                       N/A
          (Former Name or Former Address, if Changed Since Last Report)
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INFORMATION TO BE INCLUDED IN THE REPORT

Item 1.           Not Applicable.

Item 2.           Not Applicable.

Item 3.           Not Applicable.

Item 4.           Not Applicable.

Item 5.           On June 11, 2001, Orrick, Herrington & Sutcliffe LLP delivered
                  its legality opinion with respect to Series 2001-B.

Item 6.           Not Applicable.

Item 7.           Financial Statements, Pro Forma Financial Information and
                  Exhibits.

                  Exhibits

                  5.1      Legality Opinion of Orrick, Herrington & Sutcliffe
                           LLP.

                  23.1     Consent of Orrick, Herrington & Sutcliffe LLP
                           (included in opinion filed as Exhibit 5.1)

Item 8.           Not Applicable.

Item 9.           Not Applicable.
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                                   SIGNATURES

                  Pursuant to the requirements of the Securities Exchange Act of
1934, the registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

                                        FLEET BANK (RI), NATIONAL ASSOCIATION
                                          On behalf of the Fleet Credit Card
                                          Master Trust II



                                        By:     /s/ Jeffrey A. Lipson
                                        Name:   Jeffrey A. Lipson
                                        Title:  Vice President
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                                  EXHIBIT INDEX




Exhibit                           Description
- -------                           -----------
      
5.1      Legality opinion of Orrick, Herrington & Sutcliffe LLP

23.1     Consent of Orrick, Herrington & Sutcliffe LLP (included in opinion
         filed as Exhibit 5.1)