SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 9, 2002 RAIT INVESTMENT TRUST (Exact name of registrant as specified in its charter) Maryland 1-14760 23-2919819 - ------------------------ --------------- -------------------- (State of incorporation (Commission (I.R.S. Employer or organization) File Number) Identification No.) 1818 Walnut Street, 28th Floor, Philadelphia, PA 19103 ------------------------------------------------------ (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (215) 861-7900 ITEM 5. OTHER EVENTS. On July 9, 2002, RAIT Investment Trust issued a press release regarding its earnings for the three and six months ended June 30, 2002. ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS. (c) Exhibits Exhibit Number Description of Document -------------- ----------------------- 99 Press Release SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. RAIT INVESTMENT TRUST Date: July 9, 2002 By: /s/ Ellen J. DiStefano -------------------------------- Ellen J. DiStefano Chief Financial Officer