EXHIBIT 32.1

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     In connection with the Annual Report of AmeriServ Financial, Inc. (the
"Company") on Form 10-K for the year ended December 31, 2004, as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Allan
R. Dennison, President & CEO of the Company, certify, pursuant to 18 U.S.C.
Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of
2002, that:

     1).  The Report fully complies with the requirements of section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     2).  The information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company.


                                        /s/ ALLAN R. DENNISON
                                        ----------------------------------------
                                        Allan R. Dennison
                                        President & CEO
                                        March 8, 2005