SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 10-Q/A
[X] QUARTERLY REPORT UNDER SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE ACT
OF 1934
For the quarterly period ended March 31, 2005
[ ] TRANSITION REPORT UNDER SECTION 13 or 15(d) OF THE SECURITIES EXCHANGE
ACT OF 1934
For the transition period from ______________ to _____________
Commission file number 0-19028
CCFNB BANCORP, INC.
(Name of small business Issuer in its charter)
PENNSYLVANIA 23-2254643
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)
232 East Street, Bloomsburg, PA 17815
(Address of principal executive offices) (Zip Code)
Issuer's telephone number, including area code: (570) 784-4400
Check whether the issuer (1) filed all reports required to be filed by
Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding
12 months (or for such shorter period that the issuer was required to file such
reports), and (2) has been subject to such filing requirings for the past 90
days. Yes X No
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Indicate the number of shares outstanding of each of the issuer's classes
of common stock, as of the latest practicable date. 1,264,067 shares of $1.25
(par) common stock were outstanding as of April 26, 2005.
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CCFNB BANCORP, INC.
AMENDMENT TO FORM 10-Q FOR THE
QUARTERLY PERIOD ENDED MARCH 31, 2005
This amendment is the result of a staff review of our Form 10-Q by the Division
of Corporation finance which requested disclosures to more clearly differentiate
between internal controls over financial reporting and disclosure controls and
procedures, as defined in Rule 13a-15(e) and (f) of Regulation S-X. The staff
review requested that we revise our discussion of controls and procedures for
our quarterly report for the period ended 31 March 2005. Accordingly, this
amendment contains a revision to our disclosure, relating to controls and
procedures.
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CCFNB BANCORP, INC. AND SUBSIDIARY
INDEX 10-Q
MARCH 31, 2005
Page
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Part I FINANCIAL INFORMATION:
Controls and Procedures 4
SIGNATURES 5
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PART I - FINANCIAL INFORMATION
CONTROLS AND PROCEDURES
Our Chief Executive Officer (CEO) and Principal Financial Officer (PFO)
have concluded that our disclosure controls and procedures (as defined in Rules
13a - 15(e) and 15d - 15(e) under the Securities Exchange Act of 1934, as
amended), based on their evaluation of these controls and procedures as of the
end of the period covered by this Report, were effective as of such date at the
reasonable assurance level as discussed below to ensure that information
required to be disclosed by us in the reports we file under the Securities
Exchange Act of 1934, as amended, is recorded, processed, summarized and
reported within the time periods specified in the rules and forms of the
Securities and Exchange Commission and that such information is accumulated and
communicated to our management, including its principal executive officer and
principal financial officer, as appropriate to allow timely decisions regarding
required disclosure.
Our management, including the CEO and PFO, does not expect that our
disclosure controls and internal controls will prevent all errors and all fraud.
A control system, no matter how well conceived and operated, can provide only
reasonable, no absolute, assurance that the objectives of the system are met.
Because of the inherent limitations in all control systems, no evaluation of
controls can provide absolute assurance that all control issues and instances of
fraud, if any, within our company have been detected. These inherent limitations
include the realities that judgments in decision-making can be faulty, and that
breakdowns can occur because of simple error or mistake. In addition, controls
can be circumvented by the individual acts of some persons, by collusion of two
or more people or by management override of the controls.
The CEO and PFO have evaluated the changes to our internal controls over
financial reporting that occurred during our fiscal quarter ended March 31,
2005, as required by paragraph (d) Rules 13a - 15 and 15d - 15 under the
Securities Exchange Act of 1934, as amended, and have concluded that there were
no changes that materially affected, or are reasonably likely to materially
affect, our internal controls over financial reporting.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this amendment to the report on Form 10-Q for the
period ended March 31, 2005, to be signed on its behalf by the undersigned
thereunto duly authorized.
CCFNB BANCORP, INC.
(Registrant)
By /s/ Lance O. Diehl
-------------------------------------
Lance O. Diehl
President and CEO
Date: August 12, 2005
By /s/ Virginia D. Kocher
-------------------------------------
Virginia D. Kocher
Treasurer
Date: August 12, 2005
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