EXHIBIT 23




CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We consent to the incorporation by reference in Registration Statement Nos.
333-88676, 333-09565 and 333-97562 of First Keystone Financial, Inc. on Form S-8
of our report dated December 20, 2005, included in this Annual Report on Form
10-K of First Keystone Financial, Inc. for the year ended September 30, 2005.

/s/ DELOITTE & TOUCHE LLP

Philadelphia, Pennsylvania
December 23, 2005