Exhibit 23.1

            Consent of Independent Registered Public Accounting Firm

The Board of Directors
Fulton Financial Corporation:

We consent to the use of our reports dated February 22, 2005, except as
described in note M, which is as of November 9, 2005, with respect to the
consolidated balance sheets of Fulton Financial Corporation as of December 31,
2004 and 2003, and the related consolidated statements of income, shareholders'
equity and comprehensive income, and cash flows for each of the years in the
three-year period ended December 31, 2004, management's assessment of the
effectiveness of internal control over financial reporting as of December 31,
2004, and the effectiveness of internal control over financial reporting as of
December 31, 2004, incorporated herein by reference and to the reference to our
firm under the heading "Experts" in the prospectus.

Our report dated February 22, 2005, on management's assessment of the
effectiveness of internal control over financial reporting and the effectiveness
of internal control over financial reporting as of December 31, 2004, contains
an explanatory paragraph that states Fulton Financial Corporation acquired First
Washington FinancialCorp. on December 31, 2004, and management excluded from its
assessment of the effectiveness of Fulton Financial Corporation's internal
control over financial reporting as of December 31, 2004, First Washington
FinancialCorp.'s internal control over financial reporting associated with total
assets of approximately $585 million and total revenues of $0 included in the
consolidated financial statements of Fulton Financial Corporation as of and for
the year ended December 31, 2004. Our audit of internal control over financial
reporting of Fulton Financial Corporation also excluded an evaluation of the
internal control over financial reporting for First Washington FinancialCorp.


/s/ KPMG LLP
Harrisburg, Pennsylvania
December 22, 2005