1 SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (date of earliest event reported): January 15, 1997 ADVANTA CREDIT CARD MASTER TRUST II (Exact name of Registrant as specified in its charter) New York Reg. No. 333-05433 Not Required (State or other (Commission File (I.R.S. Employer jurisdiction Number) Identification of incorporation) Number) Advanta National Bank USA Attention: Gene S. Schneyer Delaware Corporate Center I, Suite 120 One Righter Parkway, Wilmington, Delaware 19803 (Address of Owner/Servicer) (Address of principal executive offices) (302) 266-5600 (Telephone Number of Owner/Servicer) (Registrant's Telephone Number) Advanta National Bank 501 Carr Road Wilmington, Delaware 19809 (302) 791-4400 2 Items 1-4. Inapplicable. Item 5. Other Events. Information relating to the distributions to Certificateholders for the December 1996 Monthly Period of the Trust in respect of the following Floating Rate Asset Backed Certificates: Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, of which Class A-1 is a Fixed Rate, Series 1995-G, Series 1996-A, of which Class A-1 is a Fixed Rate, Series 1996-B, Series 1996-C, Series 1996-D and Series 1996-E (the "Certificates") issued by the Registrants and to the performance of the Trust (including collections of Principal Receivables and Finance Charge Receivables, Principal Receivables in the Trust, delinquent balances in Accounts, the Investor Default Amounts, the amount of Investor Charge Offs, and the Investor Servicing Fees), together with certain other information relating to the Certificates, is contained in the Monthly Report for the Monthly Period provided to Certificateholders pursuant to the Pooling and Servicing Agreement dated as of December 1, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Agreement"), between Advanta National Bank USA and Bankers Trust Company, as trustee. Capitalized terms not otherwise defined herein have the meanings assigned in the Agreement. On December 2, 1996 Advanta National Bank USA changed the location of its principal executive office to Delaware Corporate Center 1, Suite 120, One Righter Parkway, Wilmington, Delaware 19803. The telephone number also changed to (302) 266-5600. Item 6. Inapplicable. Item 7. Financial Statements, Pro Forma Financial Information and Exhibits. 1. Monthly Reports for the December 1996 Monthly Period relating to the following Floating Rate Asset Backed Certificates: Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, of which Class A-1 is a Fixed Rate, Series 1995-G, Series 1996-A, of which Class A-1 is a Fixed Rate, Series 1996-B, Series 1996-C, Series 1996-D and Series 1996-E issued by the ADVANTA Credit Card Master Trust II. 3 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. ADVANTA CREDIT CARD MASTER TRUST II (Registrant) BY: ADVANTA NATIONAL BANK USA (Owner/Servicer) Date: January 15, 1997 By: /s/Michael Coco -------------------- Name: Michael Coco Title: Vice President 4 EXHIBIT INDEX Sequential Exhibit Page Number 1. Monthly Reports for the December 1996 Monthly Period relating to the 5 Asset Backed Certificates Series 1994-B, Series 1994-D, Series 1995-A, Series 1995-C, Series 1995-D, Series 1995-F, Series 1995-G, Series 1996-A, Series 1996-B, Series 1996-C, Series 1996-D and Series 1996-E issued by the ADVANTA Credit Card Master Trust II. December, 1996 MONTHLY CERTIFICATEHOLDER'S STATEMENT Advanta National Bank USA --------------------------------------- ADVANTA CREDIT CARD MASTER TRUST II