1
                                                                  CONFORMED COPY

                      SECURITIES AND EXCHANGE COMMISSION
                            450 Fifth Street, N.W.
                           Washington, D.C.  20549

                                   FORM 8-K

                                CURRENT REPORT

                    Pursuant to Section 13 or 15(d) of the
                       Securities Exchange Act of 1934


       Date of Report (Date of earliest event reported): March 17, 1997


                           DISCOVER CARD TRUST 1992 B
                           --------------------------              
             (Exact name of Registrant as specified in its charter)



                                                               
Delaware                                 0-21186                     Not Applicable
- --------                                 -------                     --------------
(State of                                (Commission                 (IRS Employer
organization)                            File Number)                 Identification No.)




                                                                   
c/o Discover Receivables Financing Group, Inc.
12 Read's Way
New Castle, Delaware                                                    19720
- --------------------------------------------------------------------------------
(Address of principal executive offices)                              (Zip Code)



Registrant's telephone number, including area code: (302) 323-7826


                                 Not Applicable
                 ----------------------------------------------
                 (Former address, if changed since last report)





                                 Page 1 of  13
                         Index to Exhibits is on page 4
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Item 5.  Other Events

On March 17, 1997 the Registrant made available the Monthly Certificateholders'
Statement for the Due Period of February 1997, which is attached as Exhibit 21
hereto.

Item 7.  Financial Statements and Exhibits

(c) Exhibits




Exhibit No.      Description
- -----------      -----------
              
21               Monthly Certificateholders' Statement for Discover Card Trust
                 1992 B related to the Due Period ending February 28, 1997.

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                                   SIGNATURES

                 Pursuant to the requirements of Section 13 or 15(d) of the
Securities Exchange Act of 1934, the registrant has duly caused this report to
be signed on its behalf by the undersigned, thereunto duly authorized.

                                        DISCOVER CARD TRUST 1992 B
                                              (Registrant)

                                        By: DISCOVER RECEIVABLES FINANCING
                                            GROUP, INC.
                                            as originator of the Trust


                                        By:        Birendra Kumar
                                            ----------------------------
                                            Birendra Kumar
                                            Vice President and Treasurer


Date: March 17, 1997
   4
                                 EXHIBIT INDEX


<Catpion>
Exhibit No.      Description   
- -----------      -----------
              
21               Monthly Certificateholders' Statement for Discover Card Trust
                 1992 B related to the Due Period ending February 28, 1997