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                       SECURITIES AND EXCHANGE COMMISSION
                             450 Fifth Street, N.W.
                             Washington, D.C. 20549


                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


         Date of Report (Date of earliest event reported): July 15, 1998


                           DISCOVER CARD TRUST 1992 B
             (Exact name of Registrant as specified in its charter)


Delaware                      0-21186                       Not Applicable
(State of                     (Commission                   (IRS Employer
organization)                 File Number)                  Identification No.)


c/o Discover Receivables Financing Group, Inc.
12 Read's Way
New Castle, Delaware                                      19720
(Address of principal executive offices)               (Zip Code)


Registrant's telephone number, including area code: (302) 323-7826


                                 Not Applicable
                 (Former address, if changed since last report)

                                  Page 1 of 13
                         Index to Exhibits is on page 4
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Item 5.  Other Events

On or about July 15, 1998, Registrant made available the Monthly Investor
Certificateholders' Statement set forth as Exhibit 20. July 15, 1998 is also the
date on which holders of Class B Certificates received final payment of
principal and interest (the final payment of principal and interest with respect
to the Class A Certificates was made available to the holders of Class A
Certificates on June 15, 1998). Accordingly, the Trust terminated after such
final payment and no further Monthly Investor Certificateholders' Statements
will be forwarded to Investor Certificateholders.

Item 7(c).  Exhibits



Exhibit No.                Description
- -----------                -----------
                        
20                         Monthly Investor Certificateholders' Statement
                           related to the distribution of July 15, 1998 and
                           reflecting the performance of the Trust during the
                           Due Period ended in June 1998, that accompanied the
                           final distribution of principal and interest on July
                           15, 1998.


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                                   SIGNATURES

     Pursuant to the requirements of Section 13 or 15(d) of the Securities
Exchange Act of 1934, the registrant has duly caused this report to be signed on
its behalf by the undersigned, thereunto duly authorized.

                                       DISCOVER CARD TRUST 1992 B
                                              (Registrant)

                                       By: DISCOVER RECEIVABLES FINANCING
                                           GROUP, INC.
                                           as originator of the Trust


                                       By:        Richard W. York
                                           ------------------------------------
                                           Richard W. York
                                           Vice President


Date: July 16, 1998

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                                  EXHIBIT INDEX



Exhibit No.                Description
- -----------                -----------
                        
20                         Monthly Investor Certificateholders' Statement - (July 15, 1998).


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