EXHIBIT 99
News Release


      Mike Miller and Brian MacLean Promoted to Chief Operating Officers
                             of St. Paul Travelers

SAINT PAUL, Minn.-- Feb. 1, 2005--The St. Paul Travelers Companies, Inc. ("St.
Paul Travelers") (NYSE:STA) today announced that T. Michael Miller and Brian
MacLean have been promoted to the newly created positions of Chief Operating
Officers of the company. They report to Jay Fishman, President and Chief
Executive Officer.

Miller is responsible for the Specialty business and the company's regional
executive organization, and MacLean is responsible for the Commercial
business, including the company's runoff businesses, along with his previous
Claim responsibilities. In addition, Joseph P. Lacher, who has served as the
Chief Executive Officer of the Personal Lines business, has been promoted to
Executive Vice President of the company reporting directly to Fishman and
continues to lead Personal Lines. The appointments are effective immediately.

"Brian has overseen the integration of our claim business into a cohesive
organization. His strong relationships with our Commercial team and his
leadership skills demonstrated in prior years while he ran our Select business
market make him an excellent choice to assume the leadership of this business.
Under Mike's leadership, our Specialty business continues to demonstrate its
ability to provide excellent solutions tailored to the needs of clients in key
business segments. We are confident that he will provide strong coordination
of our regional executive organization. Joe has delivered substantial results
in Personal Lines over several years, and this promotion recognizes his
contributions. All three individuals will be central to our efforts to
implement key initiatives to further position St. Paul Travelers for future
growth and success," said Fishman.

The company also announced today that Douglas G. Elliot, who most recently
served as Chief Executive Officer, Commercial and Personal Lines, has decided
to pursue other career opportunities and is leaving the company.

"All of us are greatly appreciative of Doug's efforts on behalf of St. Paul
Travelers and its predecessor company over the course of the past 18 years,"
said Fishman. "He has made many important contributions and we wish him well."

St. Paul Travelers is a leading provider of property casualty insurance and
asset management services. For more information, visit
www.stpaultravelers.com.

CONTACT: The St. Paul Travelers Companies, Inc.
Media:
Shane Boyd, 651-310-3846
or
Marlene Ibsen, 860-277-9039
or






Joan Palm, 651-310-2685
or
Institutional Investors:
Maria Olivo, 860-277-8330
or
David Punda, 212-588-8417
or
Individual Investors:
Marc Parr, 860-277-0779