<ARTICLE> 9
<LEGEND>
This Financial Data Schedule contains summary information from the Capital Auto
Receivables, Inc. Form 10-K for the year ended December 31, 1996 and is
qualified in its entirety by reference to such financial statements.
</LEGEND>
<CIK> 0000893958
<NAME> CARI, 1993-3
<MULTIPLIER> 1000000
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-END>                               DEC-31-1996
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