UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported):
December 15, 2004
DISCOVER CARD MASTER TRUST I
(Exact name of registrant as specified in its charter)
Delaware 0-23108 Not Applicable
(State of (Commission (IRS Employer
organization) File Number) Identification No.)
c/o Discover Bank
12 Read's Way
New Castle, Delaware 19720
(Address of principal executive offices) (Zip Code)
Registrant's Telephone Number, including area code: (302) 323-7434
Former name or former address, if changed since last report:
Not Applicable
Check the appropriate box below if the Form 8-K filing is
intended to simultaneously satisfy the filing obligation
of the registrant under any of the following provisions:
[ ] Written communications pursuant to Rule 425 under
the Securities Act (17 CFR 230.425)
[ ] Soliciting material pursuant to Rule 14a-12 under the
Exchange Act (17 CFR 240.14a-12)
[ ] Pre-commencement communications pursuant to Rule 14d-2(b)
under the Exchange Act (17 CFR 240.14d-2(b))
[ ] Pre-commencement communications pursuant to Rule 13e-4(c)
under the Exchange Act (17 CFR 240.13e-4(c))
Page 1 of 177
Index to Exhibits is on page 8
Item 8.01 Other Events
(A) Series 1996-3:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 1996-3, which is attached as Exhibit 20(a) hereto.
(B) Series 1996-4:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 1996-4, which is attached as Exhibit 20(b) hereto.
(C) Series 1999-6:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 1999-6, which is attached as Exhibit 20(c) hereto.
(D) Series 2000-1:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-1, which is attached as Exhibit 20(d) hereto.
(E) Series 2000-2:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-2, which is attached as Exhibit 20(e) hereto.
(F) Series 2000-4:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-4, which is attached as Exhibit 20(f) hereto.
(G) Series 2000-5:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-5, which is attached as Exhibit 20(g) hereto.
(H) Series 2000-6:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-6, which is attached as Exhibit 20(h) hereto.
(I) Series 2000-7:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-7, which is attached as Exhibit 20(i) hereto.
(J) Series 2000-9:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-9, which is attached as Exhibit 20(j) hereto.
(K) Series 2000-A:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2000-A, which is attached as Exhibit 20(k) hereto.
(L) Series 2001-1:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2001-1, which is attached as Exhibit 20(l) hereto.
(M) Series 2001-2:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2001-2, which is attached as Exhibit 20(m) hereto.
(N) Series 2001-3:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2001-3, which is attached as Exhibit 20(n) hereto.
(O) Series 2001-6:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2001-6, which is attached as Exhibit 20(o) hereto.
(P) Series 2002-1:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2002-1, which is attached as Exhibit 20(p) hereto.
(Q) Series 2002-2:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2002-2, which is attached as Exhibit 20(q) hereto.
(R) Series 2002-3:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2002-3, which is attached as Exhibit 20(r) hereto.
(S) Series 2002-4:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2002-4, which is attached as Exhibit 20(s) hereto.
(T) Series 2002-5:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2002-5, which is attached as Exhibit 20(t) hereto.
December 15, 2004 is also the date on which holders of Class B
Certificates received final payment of principal and interest
(holders of the Class A Certificates received final payment
of principal and interest on November 15, 2004).
Accordingly, Series 2002-5 terminated after the
final payment on December 15, 2004 and no further
Monthly Certificateholders' Statements will be
forwarded to Certificateholders of this Series.
(U) Series 2003-1, Subseries 1:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-1, Subseries 1, which is attached as Exhibit 20(u) hereto.
(V) Series 2003-1, Subseries 2:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-1, Subseries 2, which is attached as Exhibit 20(v) hereto.
(W) Series 2003-1, Subseries 3:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-1, Subseries 3, which is attached as Exhibit 20(w) hereto.
(X) Series 2003-2:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-2, which is attached as Exhibit 20(x) hereto.
(Y) Series 2003-3:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-3, which is attached as Exhibit 20(y) hereto.
(Z) Series 2003-4, Subseries 1:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-4, Subseries 1, which is attached as Exhibit 20(z) hereto.
(AA) Series 2003-4, Subseries 2:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2003-4, Subseries 2, which is attached as Exhibit 20(aa) hereto.
(AB) Series 2004-1:
On December 15, 2004 the Registrant made available the Monthly
Certificateholders' Statement for November 2004 with respect to
Series 2004-1, which is attached as Exhibit 20(ab) hereto.
Item 9.01 Financial Statements and Exhibits
(c) Exhibits
Exhibit No. Description
20(a) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 1996-3.
20(b) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 1996-4.
20(c) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 1999-6.
20(d) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-1.
20(e) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-2.
20(f) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-4.
20(g) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-5.
20(h) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-6.
20(i) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-7.
20(j) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-9.
20(k) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2000-A.
20(l) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2001-1.
20(m) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2001-2.
20(n) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2001-3.
20(o) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2001-6.
20(p) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2002-1.
20(q) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2002-2.
20(r) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2002-3.
20(s) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2002-4.
20(t) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2002-5.
20(u) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-1, Subseries 1.
20(v) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-1, Subseries 2.
20(w) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-1, Subseries 3.
20(x) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-2.
20(y) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-3.
20(z) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-4, Subseries 1.
20(aa) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2003-4, Subseries 2.
20(ab) Monthly Certificateholders' Statement, related to the month
ending November 30, 2004, for Series 2004-1.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned, thereunto duly authorized.
DISCOVER CARD MASTER TRUST I
(Registrant)
By: DISCOVER BANK
as originator of the Trust
By: /s/ Michael F. Rickert
___________________________________
Michael F. Rickert
Vice President, Chief Accounting Officer,
and Treasurer
Date: December 15, 2004
EXHIBIT INDEX
Exhibit No. Description
20(a) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 1996-3.
20(b) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 1996-4.
20(c) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 1999-6.
20(d) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-1.
20(e) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-2.
20(f) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-4.
20(g) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-5.
20(h) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-6.
20(i) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-7.
20(j) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-9.
20(k) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2000-A.
20(l) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2001-1.
20(m) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2001-2.
20(n) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2001-3.
20(o) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2001-6.
20(p) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2002-1.
20(q) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2002-2.
20(r) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2002-3.
20(s) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2002-4.
20(t) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2002-5.
20(u) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-1, Subseries
1.
20(v) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-1, Subseries
2.
20(w) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-1, Subseries
3.
20(x) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-2.
20(y) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-3.
20(z) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-4, Subseries
1.
20(aa) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2003-4, Subseries
2.
20(ab) Monthly Certificateholders' Statement, related to the
month ending November 30, 2004, for Series 2004-1.