<ARTICLE> 7
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1999
<PERIOD-END>                               SEP-30-1999
<DEBT-HELD-FOR-SALE>                         5,896,600
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                      74,000
<MORTGAGE>                                      17,900
<REAL-ESTATE>                                   72,000
<TOTAL-INVEST>                               6,372,700
<CASH>                                          36,000
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                         317,400
<TOTAL-ASSETS>                               7,276,200
<POLICY-LOSSES>                                      0
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                 369,400
<POLICY-HOLDER-FUNDS>                        5,473,600
<NOTES-PAYABLE>                                199,500
<PREFERRED-MANDATORY>                          219,600<F1>
<PREFERRED>                                          0
<COMMON>                                        42,400
<OTHER-SE>                                     530,700
<TOTAL-LIABILITY-AND-EQUITY>                 7,276,200
<PREMIUMS>                                      77,400
<INVESTMENT-INCOME>                            371,500
<INVESTMENT-GAINS>                             (4,200)
<OTHER-INCOME>                                  14,400
<BENEFITS>                                     247,200
<UNDERWRITING-AMORTIZATION>                     29,900
<UNDERWRITING-OTHER>                            78,900
<INCOME-PRETAX>                                 81,000
<INCOME-TAX>                                    24,800
<INCOME-CONTINUING>                             56,200
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                      (4,700)
<NET-INCOME>                                    51,500
<EPS-BASIC>                                       1.21
<EPS-DILUTED>                                     1.19
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>(a) Mandatorily Redeemable Preferred Securities of subsidiary trusts
</FN>