SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934

                       February 4, 2002 (January 15, 2002)
                Date of Report (Date of earliest event reported)

                             OHIO VALLEY BANC CORP
             (Exact name of registrant as specified in its charter)

                                      Ohio
                 (State or other jurisdiction of incorporation)

                               0-20914 31-1359191
          (Commission file number) (IRS Employer Identification Number)

                    420 Third Avenue, Gallipolis, Ohio 45631
               (Address of principal executive offices) (Zip code)

       Registrant's telephone number, including area code: (740) 446-2631

                                 Not Applicable
         (Former name or former address, if changed since last report.)





                            Exhibit Index at Page 4.



Item 1. Changes in Control of Registrant.
         Not applicable.

Item 2. Acquisition or Disposition of Assets.
         Not applicable.

Item 3. Bankruptcy or Receivership.
         Not applicable.

Item 4. Changes in Registrant's Certifying Accountant.
         Not applicable.

Item 5. Other Events.
     On January 15,  2002 the Company's  Board of Directors  approved to  extend
its  Treasury  Stock  Repurchase  Program to February  10,  2003.  The  original
maturity date was February 10, 2002. The extension  authorizes the repurchase of
up to 172,000 shares or  approximately  5% of the Company's  outstanding  common
shares from time to time in open market or privately negotiated  purchases.  The
timing of the purchases and the actual  number of common shares  purchased  will
depend on market  conditions. The extension is  described  in the press  release
issued on February 4, 2002, which is included herewith as Exhibit 99.

Item 6. Resignations of Registrant's Directors.
         Not applicable.

Item 7. Financial Statements and Exhibits.

         (a)      Financial statements of business acquired:
                           Not applicable.

         (b)      Pro forma financial information:
                           Not applicable.

         (c)      Exhibits:
                  99       Press release of Ohio Valley Banc Corp
                           issued February 4, 2002.

Item 8. Change in Fiscal Year.
         Not applicable.

Item 9. Sales of Equity Securities Pursuant to Regulation S.
         Not applicable.





                                     Page 2


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.



                                                 OHIO VALLEY BANC CORP


Date: February 4, 2002                                By /s/ Jeffrey E. Smith
                                                 -------------------------------
                                                 Jeffrey E. Smith, President and
                                                 Chief Executive Officer







                                     Page 3


                                  EXHIBIT INDEX



Exhibit Number                                      Description
- --------------                                      -----------
     99                            Press release of Ohio Valley Banc Corp issued
                                   February 4, 2002.











                                     Page 4


                                   Exhibit 99


FOR IMMEDIATE RELEASE
2/4/2002
Contact:  Scott Shockey  1-800-468-6682 or (740) 446-2631

                      OVBC EXTENDS STOCK REPURCHASE PROGRAM


     GALLIPOLIS  (OH)--Ohio Valley Banc Corp. (OVBC) Board of Directors recently
voted to extend  the  maturity  of its  Treasury  Stock  Repurchase  Program  to
February 10, 2003. The original maturity date was February 10, 2002.
     OVBC shareholders purchased 46,751 shares of common stock in 2001 under the
Dividend  Reinvestment Plan (DRIP).  This authorization by the board will permit
the purchase of shares, when available,  for the Treasury to meet the demand for
DRIP shares as well as other corporate  purposes.  The original program began on
June 15,  1999,  when Ohio  Valley  Banc Corp.  was  authorized  by its Board of
Directors to repurchase  up to 175,000  shares of OVBC common stock through open
market and privately negotiated  purchases.  Since that date, Treasury purchases
have totaled 129,900 common shares.
     The  timing of the  purchases,  the prices  paid and the  actual  number of
shares of common stock purchased will depend upon market conditions.  All shares
of common stock  purchased will be held as treasury shares and will be available
for use by Ohio  Valley  Banc  Corp.  pursuant  to the terms of OVBC's  Dividend
Reinvestment  and Stock  Purchase  Plan as well as for other  general  corporate
purposes.
     Ohio Valley Banc Corp. operates two subsidiaries: Ohio Valley Bank, with 17
offices in Ohio and W.Va.,  and Loan  Central,  with four offices in Ohio.  Ohio
Valley Banc Corp. stock is traded on NASDAQ under the symbol OVBC.

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