NATIONSBANK                             NEWS RELEASE


     FOR IMMEDIATE RELEASE

APRIL 19, 1995 -- NationsBank Corporation today entered into an
agreement for the underwritten public offering of $300 million in
subordinated notes due April 2005.

The debt issue is part of a shelf registration for corporate debt
securities and preferred and common stock previously declared
effective by the Securities and Exchange Commission.

The 10-year non-callable subordinated notes have a coupon
interest rate of 7 5-8 percent.  The notes qualify as Tier 2
capital under the Federal Reserve Board's capital guidelines.

The offering will be sold through underwriters led by NationsBanc
Capital Markers, Inc., Bear, Stearns & Co. Inc., Lehman Brothers,
Merrill Lynch & Co., and Morgan Stanley & Co. Inc.  Closing is
scheduled by April 27.

Proceeds from the debt issue will be used for general corporate
purposes, including the corporation's working capital needs and
additional investments in capital securities of the corporation's
banking subsidiaries.

NationsBank Corporation is the fourth-largest U.S. banking
company, with $184 billion in assets at March 31, 1995, and full-
service banking centers in nine states and the District of
Columbia.

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Media contact:  Martha Larsh  (214 508-0633