EXHIBIT 16 ---------- April 4, 2003 Office of the Chief Accountant SECPS Letter File Securities and Exchange Commission Mail Stop 9-5 450 Fifth Street, N.W. Washington, D.C. 20549 Ladies and Gentlemen: We have read the comments made regarding us in the first four paragraphs of Item 4 of Form 8-K of Community Financial Shares, Inc. dated April 4, 2003, and are in agreement with those statements. /s/ Crowe Chizek and Company LLC Oak Brook, Illinois