LARSSON, WOODYARD & HENSON, LLP CERTIFIED PUBLIC ACCOUNTANTS 702 E. COURT STREET, P.O. BOX 426, PARIS, ILLINOIS 61944 TEL: (217) 465-6494, FAX: (217) 465-6499 EXHIBIT 23.1 CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS As independent public accountants, we hereby consent to the incorporation by reference in this registration statement of our report dated October 20, 1995 included in CSB Financial Group, Inc.'s Form 10-KSB for the year ended September 30, 1995 and to all references to our Firm included in this registration statement. /s/ Larsson Woodyard & Henson LLP LARRSON WOODYARD & HENSON LLP Paris, Illinois August 14, 1996