EXHIBIT 23.1


                     CONSENT OF INDEPENDENT ACCOUNTANT'S


   We consent to the incorporation by reference in this Registration
   Statement on Form S-8, pertaining to the 1997 nonqualified stock
   option plan,  of our report dated October 18, 1996, which appears on
   page 16 of the 1996 Annual Report to Stockholders of CSB Financial
   Group, Inc., which is incorporated by reference in CSB Financial
   Group, Inc.'s Annual Report on  Form 10-KSB for the year ended
   September 30, 1996.



                                      /s/ McGladrey & Pullen, LLP
                                      McGLADREY & PULLEN, LLP

   Champaign, Illinois
   September 24, 1997