ACCOUNTANTS' CONSENT


We consent to the incorporation by reference in this Registration Statement of
ASB Financial Corp. on Form S-8, of our report dated July 12, 1996 (except for
Note  J,  as  to  which  the  date  is  August  20,  1996),  accompanying  the
consolidated  financial  statements of ASB Financial  Corp. for the year ended
June 30, 1996.



Grant Thornton LLP

Cincinnati, Ohio
November 12, 1996