<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> JUN-30-1997 <PERIOD-START> JUL-01-1996 <PERIOD-END> MAR-31-1997 <CASH> 334 <INT-BEARING-DEPOSITS> 2,599 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 26,734 <INVESTMENTS-CARRYING> 4,457 <INVESTMENTS-MARKET> 4,457 <LOANS> 71,367 <ALLOWANCE> 884 <TOTAL-ASSETS> 109,414 <DEPOSITS> 87,324 <SHORT-TERM> 0 <LIABILITIES-OTHER> 1,982 <LONG-TERM> 2,891 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 8,023 <OTHER-SE> 9,194 <TOTAL-LIABILITIES-AND-EQUITY> 109,414 <INTEREST-LOAN> 4,383 <INTEREST-INVEST> 1,656 <INTEREST-OTHER> 253 <INTEREST-TOTAL> 6,292 <INTEREST-DEPOSIT> 3,374 <INTEREST-EXPENSE> 3,487 <INTEREST-INCOME-NET> 2,805 <LOAN-LOSSES> 22 <SECURITIES-GAINS> 103 <EXPENSE-OTHER> 2,502 <INCOME-PRETAX> 562 <INCOME-PRE-EXTRAORDINARY> 372 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 372 <EPS-PRIMARY> .23 <EPS-DILUTED> .23 <YIELD-ACTUAL> 3.45 <LOANS-NON> 1,043 <LOANS-PAST> 28 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 884 <CHARGE-OFFS> 22 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 884 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 884