UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): February 14, 2001 Oregon Trail Financial Corp. ------------------------------------------------------ (Exact Name of Registrant as specified in its charter) Oregon 0-22953 91-1829481 - ------------ ------------ ------------------ (State or other (Commission (IRS Employer jurisdiction File Number) Identification No. of incorporation) 2055 First Street, Baker City, Oregon 97814 - ------------------------------------- -------- Address of Principal Executive Office Zip Code Registrant's telephone number including area code 541-523-6327 (Former name or former address, if changed since last report) Not applicable 1 Item 7. Financial Statements and Exhibits (a) Financial statements of businesses acquired. Not applicable. (b) Pro forma financial information. Not applicable. (c) Exhibits. The following exhibits are filed herewith and this constitutes the exhibit index: Exhibit 99 Press Release dated February 14, 2001 Item 9. Regulation FD Disclosure On February 14, 2001, Oregon Trail Financial Corp. issued a press release, including certain forward looking statements, announcing its rejection of the request by Joseph Stilwell that he be allowed to name two persons to the Board of Directors. All of the information in the press release, appearing in Exhibit 99, is not filed but is furnished pursuant to Regulation FD. 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. OREGON TRAIL FINANCIAL CORP. (Registrant) Date: February 14, 2001 By: /s/ Berniel L. Maughan ---------------------------------- Berniel L. Maughan, President and CEO