Exhibit 99.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of FPIC Insurance Group, Inc. (the
"Company") on Form 10-Q for the period ending September 30, 2002 as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I, Kim
D. Thorpe, Executive Vice President and Chief Financial Officer of the Company,
certify, pursuant to 18 U.S.C. ss 1350, as adopted pursuant to 906 of the
Sarbanes-Oxley Act of 2002, that:

        1.      The Report fully complies with the requirements of section 13(a)
                or 15(d) of the Securities and Exchange Act of 1934; and

        2.      The information contained in the Report fairly presents, in
                all material respects, the financial condition and results of
                operations of the Company


                                             /s/ Kim D. Thorpe


                                             Kim D. Thorpe
                                             Executive Vice President
                                             and Chief Financial Officer
                                             November 13, 2002