<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE FIRST BANK SYSTEM, INC. MARCH 31, 1995, 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-START> JAN-01-1995 <PERIOD-END> MAR-31-1995 <CASH> 1,598,000 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 253,000 <TRADING-ASSETS> 90,000 <INVESTMENTS-HELD-FOR-SALE> 3,535,000 <INVESTMENTS-CARRYING> 0 <INVESTMENTS-MARKET> 0 <LOANS> 25,215,000 <ALLOWANCE> 470,400 <TOTAL-ASSETS> 32,712,000 <DEPOSITS> 23,477,000 <SHORT-TERM> 2,929,000 <LIABILITIES-OTHER> 818,000 <LONG-TERM> 2,542,000 <COMMON> 169,000 <PREFERRED-MANDATORY> 0 <PREFERRED> 106,000 <OTHER-SE> 2,482,000 <TOTAL-LIABILITIES-AND-EQUITY> 32,712,000 <INTEREST-LOAN> 547,200 <INTEREST-INVEST> 69,300 <INTEREST-OTHER> 9,100 <INTEREST-TOTAL> 625,600 <INTEREST-DEPOSIT> 178,400 <INTEREST-EXPENSE> 262,300 <INTEREST-INCOME-NET> 363,300 <LOAN-LOSSES> 26,000 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 304,300 <INCOME-PRETAX> 212,600 <INCOME-PRE-EXTRAORDINARY> 133,800 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 133,800 <EPS-PRIMARY> 0.97 <EPS-DILUTED> 0.96 <YIELD-ACTUAL> 5.05 <LOANS-NON> 148,000 <LOANS-PAST> 34,400 <LOANS-TROUBLED> 100 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 474,700 <CHARGE-OFFS> 51,700 <RECOVERIES> 19,600 <ALLOWANCE-CLOSE> 470,400 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0