<ARTICLE> 7
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
UNAUDITED FINANCIAL STATEMENTS CONTAINED IN THE COMPANY'S QUARTERLY REPORT ON
FORM 10-Q FOR THE THREE MONTHS ENDED MARCH 31, 2000 AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCES TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               MAR-31-2000
<DEBT-HELD-FOR-SALE>                        75,610,406
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                           0
<MORTGAGE>                                           0
<REAL-ESTATE>                                        0
<TOTAL-INVEST>                              75,610,406
<CASH>                                      13,544,143
<RECOVER-REINSURE>                                   0
<DEFERRED-ACQUISITION>                      24,574,879
<TOTAL-ASSETS>                             115,084,935
<POLICY-LOSSES>                              4,715,923
<UNEARNED-PREMIUMS>                         94,518,766
<POLICY-OTHER>                                       0
<POLICY-HOLDER-FUNDS>                                0
<NOTES-PAYABLE>                                      0
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                       200,000
<OTHER-SE>                                  15,154,730
<TOTAL-LIABILITY-AND-EQUITY>               115,084,935
<PREMIUMS>                                  13,473,828
<INVESTMENT-INCOME>                          1,319,822
<INVESTMENT-GAINS>                           (989,908)
<OTHER-INCOME>                                       0
<BENEFITS>                                  10,781,962
<UNDERWRITING-AMORTIZATION>                  3,506,888
<UNDERWRITING-OTHER>                           170,316
<INCOME-PRETAX>                              (646,108)
<INCOME-TAX>                                         0
<INCOME-CONTINUING>                          (646,108)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                 (646,108)
<EPS-BASIC>                                          0<F1>
<EPS-DILUTED>                                        0<F1>
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0
<FN>
<F1>
INFORMATION AS TO EARNINGS PER SHARE IS NOT PROVIDED INASMUCH AS THE RESULTS
FOR EACH SERIES OF STOCK WILL VARY WITH THE UNDERWRITING EXPERIENCE
ATTRIBUTABLE TO EACH SUBSIDIARY CAPITAL ACCOUNT ESTABLISHED WITH RESPECT TO
THAT SERIES.
</FN>