EXHIBIT 23(b)

                               CONSENT OF COUNSEL


Integon (Re (Barbados), Limited:

We hereby consent to the reference to our name under the captions "United States
Federal Tax  Considerations,"  "Legal  Matters" and "Experts" in the  Prospectus
which is part of this Registration Statement.

                                     s/LeBoeuf,  Lamb,  Greene &  MacRae, L.L.P.

Washington, D.C.
October 5, 2000