Exhibit 32.2

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                   SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Scottish Re Group Limited (the
"Company") on Form 10-Q for the quarterly period ended September 30, 2004 as
filed with the Securities and Exchange Commission on the date hereof (the
"Report"), I, Scott E. Willkomm, President of the Company, certify, pursuant to
18 U.S.C. ss. 1350, as adopted pursuant to ss. 906 of the Sarbanes-Oxley Act of
2002, that:

          (1)  The Report fully complies with the requirements of Section 13(a)
               or 15(d) of the Securities Exchange Act of 1934; and

          (2)  The information contained in the Report fairly presents, in all
               material respects, the financial condition and result of
               operations of the Company.

/s/ Scott E. Willkomm
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Scott E. Willkomm
President
November 5, 2004

     A signed original of this written statement required by Section 906 has
been provided to Scottish Re Group Limited and will be retained by Scottish Re
Group Limited and furnished to the Securities and Exchange Commission or its
staff upon request.