SECURITIES AND EXCHANGE COMMISSION WASHINGTON, DC 20549 --------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Date of Report January 21, 1997 Regan Holding Corp. ------------------- (Exact Name of Registrant as Specified in Charter) California 0-4366 68-0211359 ---------- ------ ---------- (State or Other (Commission (IRS Employer Jurisdiction of File Number) Identification Incorporation) Number) 1179 Petaluma Blvd., Petaluma, California 94954 - ----------------------------------------- ----- (Address of Principle Executive Office) (Zip Code) Registrant s telephone number, including area code 707-778-8638 ------------ - ------------------------------------------------------------ (Former Name or Former Address, if Changed Since Last Report) Item 5. Other Events. Legacy Marketing Group ("LMG"), a wholly owned subsidiary of Regan Holding Corp. (the "Company"), and American National Insurance Company ("ANICO"), an insurance company on behalf of which LMG markets annuity and insurance products, have been served with a lawsuit filed in State Court in Alabama on December 20, 1996. The lawsuit alleges price discrimination in connection with the sale of certain annuity products issued by ANICO and marketed by LMG. The lawsuit was brought by two individuals and class certification is being sought. The Company plans to defend this matter vigorously. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. REGAN HOLDING CORP. Date January 21, 1997 By s/R. Preston Pitts ---------------- ----------------------- R. Preston Pitts, Chief Financial Officer