<ARTICLE> 5 <RESTATED> <PERIOD-TYPE> 9-MOS 9-MOS <FISCAL-YEAR-END> DEC-31-1999 DEC-31-1998 <PERIOD-START> JAN-01-1999 JAN-01-1998 <PERIOD-END> SEP-30-1999 SEP-30-1998 <CASH> 70,741,000 0 <SECURITIES> 0 0 <RECEIVABLES> 571,196,000 0 <ALLOWANCES> 113,416,000 0 <INVENTORY> 27,651,000 0 <CURRENT-ASSETS> 664,811,000 0 <PP&E> 285,821,000 0 <DEPRECIATION> 0 0 <TOTAL-ASSETS> 2,193,110,000 0 <CURRENT-LIABILITIES> 1,660,835,000 0 <BONDS> 0 0 <PREFERRED-MANDATORY> 0 0 <PREFERRED> 0 0 <COMMON> 81,000 0 <OTHER-SE> 475,960,000 0 <TOTAL-LIABILITY-AND-EQUITY> 2,193,110,000 0 <SALES> 1,072,231,000 864,768,000 <TOTAL-REVENUES> 1,072,231,000 864,768,000 <CGS> 0 0 <TOTAL-COSTS> 980,167,000 776,449,000 <OTHER-EXPENSES> 0 0 <LOSS-PROVISION> 63,187,000 24,039,000 <INTEREST-EXPENSE> 75,999,000 50,866,000 <INCOME-PRETAX> 10,571,000 26,440,000 <INCOME-TAX> 7,163,000 29,500,000 <INCOME-CONTINUING> 3,408,000 (3,060,000) <DISCONTINUED> 0 0 <EXTRAORDINARY> 0 12,744,000 <CHANGES> 0 6,896,000 <NET-INCOME> 3,408,000 (22,700,000) <EPS-BASIC> 0.04 (0.28) <EPS-DILUTED> 0.04 (0.28)