<ARTICLE> 7 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM MERCURY GENERAL CORPORATION AND IS QUALIFIED IN ITS ENTIRETY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-START> JAN-01-1999 <PERIOD-END> DEC-31-1999 <DEBT-HELD-FOR-SALE> 1,322,054 <DEBT-CARRYING-VALUE> 0 <DEBT-MARKET-VALUE> 0 <EQUITIES> 209,843 <MORTGAGE> 0 <REAL-ESTATE> 0 <TOTAL-INVEST> 1,575,465 <CASH> 8,052 <RECOVER-REINSURE> 0 <DEFERRED-ACQUISITION> 63,975 <TOTAL-ASSETS> 1,906,367 <POLICY-LOSSES> 434,843 <UNEARNED-PREMIUMS> 340,846 <POLICY-OTHER> 0 <POLICY-HOLDER-FUNDS> 0 <NOTES-PAYABLE> 92,000 <PREFERRED-MANDATORY> 50,963 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 858,628 <TOTAL-LIABILITY-AND-EQUITY> 1,906,367 <PREMIUMS> 1,188,307 <INVESTMENT-INCOME> 99,374 <INVESTMENT-GAINS> (11,929) <OTHER-INCOME> 4,924 <BENEFITS> 789,103 <UNDERWRITING-AMORTIZATION> 267,399 <UNDERWRITING-OTHER> 50,675 <INCOME-PRETAX> 168,539 <INCOME-TAX> 34,830 <INCOME-CONTINUING> 133,709 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 133,709 <EPS-BASIC> 2.45 <EPS-DILUTED> 2.44 <RESERVE-OPEN> 385,816 <PROVISION-CURRENT> 781,316 <PROVISION-PRIOR> 7,787 <PAYMENTS-CURRENT> 492,314 <PAYMENTS-PRIOR> 263,805 <RESERVE-CLOSE> 418,800 <CUMULATIVE-DEFICIENCY> (7,787)