<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> JUN-30-2001 <PERIOD-START> JUL-01-2000 <PERIOD-END> SEP-30-2000 <CASH> 12,126 <INT-BEARING-DEPOSITS> 364 <FED-FUNDS-SOLD> 4,900 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 37,590 <INVESTMENTS-CARRYING> 103,655 <INVESTMENTS-MARKET> 103,655 <LOANS> 1,009,455 <ALLOWANCE> 10,461 <TOTAL-ASSETS> 1,228,801 <DEPOSITS> 830,734 <SHORT-TERM> 145,100 <LIABILITIES-OTHER> 18,051 <LONG-TERM> 143,650 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 51 <OTHER-SE> 91,215 <TOTAL-LIABILITIES-AND-EQUITY> 91,266 <INTEREST-LOAN> 21,799 <INTEREST-INVEST> 2,418 <INTEREST-OTHER> 354 <INTEREST-TOTAL> 24,571 <INTEREST-DEPOSIT> 10,430 <INTEREST-EXPENSE> 14,906 <INTEREST-INCOME-NET> 9,665 <LOAN-LOSSES> 300 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 5,016 <INCOME-PRETAX> 5,713 <INCOME-PRE-EXTRAORDINARY> 5,713 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,276 <EPS-BASIC> 0.67 <EPS-DILUTED> 0.64 <YIELD-ACTUAL> 8.25 <LOANS-NON> 4,028 <LOANS-PAST> 0 <LOANS-TROUBLED> 210 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 10,161 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 10,461 <ALLOWANCE-DOMESTIC> 10,461 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0