UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported): May 8, 2001
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IMPERIAL CREDIT INDUSTRIES, INC.
(Exact name of registrant as specified in its charter)
California 0-19861 95-4054791
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(State or other jurisdiction of (Commission File Number) (IRS Employer
incorporation or organization) Identification Number)
23550 Hawthorne Boulevard, Building 1, Suite 110 90505
Torrance, California -----
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (310) 373-1704
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Item 5. Other Events and Regulation FD Disclosure.
In order to update the descriptions of risk factors we previously filed
with the Commission on a Current Report on Form 8-K, dated May 28, 1999, and to
provide current information about our business and financial condition, we are
hereby filing the attached Risk Factors discussion identifying important factors
that could cause our actual consolidated results of operations to differ
materially from those projected in the forward-looking statements made by us or
on our behalf. The information contained in the attached Risk Factors discussion
attached as Exhibit 99 hereto is incorporated herein by reference.
Item 7. Financial Statements and Exhibits.
(c) Exhibits
99 Risk Factors.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this Report to be signed on its behalf by the
undersigned, hereunto duly authorized.
Date: May 8, 2001
IMPERIAL CREDIT INDUSTRIES, INC.
By: /s/ Irwin L. Gubman
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General Counsel and Secretary
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